410 546 2425
Kenneth L. Hooper and Reena J. Patel
Assignees for the Purpose of Foreclosure,
c/o Hearne & Bailey, P.A.
126 East Main Street
Salisbury, Maryland 21801
CIVIL ACTION NO C-22-CV-17-000174
CIRCUIT COURT FOR WICOMICO COUNTY, MARYLAND
OF VALUABLE IMPROVED REAL PROPERTY
219 OAKDALE ROAD, SALISBURY, MARYLAND 21801
219 OAKDALE DRIVE, SALISBURY, MARYLAND 21801
(TAX MAP 0104, PARCEL 0919, LOT 16A; TAX ACCOUNT NO. 09-046887
Under and by virtue of the Power of Sale and Authority contained in a certain Purchase Money Mortgage (“Mortgage”) from Nathalie Natascha Vanier N/K/A Nathalie Natascha Vanier-Hall and William James Hall, Jr., Mortgagors, to Hebron Savings Bank, Lender, dated May 16, 2011, and recorded among the Land Records of Wicomico County, Maryland, in Liber. M.S.B. No. 3316, Folio 007, default having occurred under the terms thereof, and the holder of the indebtedness secured by the Mortgage having assigned the Mortgage to Kenneth L. Hooper and Reena J. Patel, Assignees for the Purpose of Foreclosure, by Assignment of Purchase Money Mortgage, dated April 19, 2017, and recorded among the Land Records of Wicomico County, Maryland, in Liber M.S.B. No. 4156, Folio 363, the undersigned Assignees, at the request of the Lender, will offer for sale at public auction, to the highest bidder, the below referenced property AT THE COURT HOUSE ENTRANCE OF THE CIRCUIT COURT FOR WICOMICO COUNTY, AT THE COURT HOUSE STEPS, LOCATED AT 101 NORTH DIVISION STREET, SALISBURY, MARYLAND 21801,
ON WEDNESDAY, AUGUST 16, 2017, AT 12:15 P.M.
DESCRIPTION: All that lot or parcel of land situate, lying and being in the City of Salisbury, Salisbury Election District, Wicomico County and State of Maryland, located on and binding upon the northerly side of Oakdale Road (sometimes referred to as Oakdale Drive) and being shown and designated as Lot 16A, containing 8,256 square feet, more or less, on the plat entitled “Re-Subdivision of Lots 14, 15 & Part of 16 The Oaks South Section”, made by Chris D. Custis dated November 17, 2004, with revisions through December 18, 2004, and recorded among the Land Records of Wicomico County, State of Maryland, in Plat Cabinet M.S.B. No. 14, Folio 754; saving and excepting so much thereof as was conveyed unto Richard L. Carrillo by interchange deed by and between Peninsula Builders, Inc., and Richard L. Carrillo, dated June 30, 2005, and recorded among the aforesaid Land Records in Liber M.S.B. No. 2434, Folio 255. Being all and the same property described in deed from Salisbury Neighborhood Housing Service, Inc., to Nathalie Natascha Vanier, now known as Nathalie Natascha Vanier-Hall, and William J. Hall, Jr., dated May 16, 2017, and recorded among the Land Records of Wicomico County, Maryland, in Liber M.S.B. No. 3316, Folio 001.
TOGETHER WITH all improvements thereon and the rights and appurtenances thereto belonging or appertaining. The above described property is being offered for sale SUBJECT to any violation notices and subject to and together with all covenants, agreements, conditions, liens, easements and restrictions as may appear among the Land Records of Wicomico County, Maryland, affecting same, if any.
IMPROVEMENTS: The above described property is improved by a one and a half story Cape Cod styled home believed to have approximately 1,194 square feet, more or less, of gross living area and containing 3 bedrooms and 2 bathrooms. The aforesaid information was obtained from sources deemed to be reliable but is offered for informational purposes only and the Assignee does not make any representations or warranties with respect to the accuracy of this information. Bidders accept the property “AS IS” and “WHERE IS.” Quality or quantity of the land and improvements is not of the essence.
TERMS OF SALE: A deposit of Seven Thousand Five Hundred Dollars ($7,500.00) will be required of the purchaser. Said deposit shall be in the form of cash, certified or cashier’s check at the time and place of sale, or other form of security, at the sole discretion of the Assignees, the balance of the purchase price to be secured to the satisfaction of the Assignees. In the event the holder of the indebtedness secured by the Mortgage, or its subsidiaries or related entities, is the successful bidder, the deposit shall not be required. The balance in cash shall be due at settlement which shall be within twenty (20) days after final ratification of sale by the Circuit Court for Wicomico County, Maryland, unless such period is extended by the Assignees, their successors or assigns, for good cause shown, time being of the essence. In the event the property is purchased by someone other than the holder of the indebtedness secured by the Mortgage, or any of its subsidiaries or related entities, interest shall be paid on the unpaid purchase money at the rate of five percent (5.00%) from date of sale to the date of settlement. In the event settlement is delayed for any reason and the property is purchased by someone other than the holder of the indebtedness, its subsidiaries and/or affiliates, there shall be no abatement of interest caused by the delay. If payment of the balance does not take place within twenty (20) days of ratification, in addition to any other legal or equitable remedies available to him, the Assignees may declare the entire deposit forfeited and resell the property at the risk and cost of the defaulting purchaser. In such event, the defaulting purchaser shall be liable for the payment of any deficiency in the purchase price, all costs and expenses of sale, attorneys’ fees and all other charges incurred by the Assignees. The purchaser shall not be entitled to any surplus proceeds or profits resulting from any resale of the property. The property will be sold in “AS IS,” “WHERE IS” condition without recourse, representations or warranties, either expressed or implied, as to its nature, condition, description, or its suitability for a particular or general purpose. Quantity or quality of the land and improvements is not of the essence. Taxes, rents, annually payable public charges and assessments, water and sewer charges, including the front foot benefit charges of the appropriate governing agency, if any, and association dues, if applicable, will be adjusted to the date of sale and thereafter assumed by the purchaser. All costs of conveyancing, including attorney’s fees, state documentary stamps, agricultural transfer tax, state and county transfer taxes and recordation taxes will be paid by the purchaser. Purchaser shall be responsible for obtaining physical possession of the property. In the event that the property is occupied by tenants/patrons, the Assignees assume no responsibility for security deposits or other monies paid by tenants/patrons to anyone. The purchaser is purchasing the property subject to any Wicomico County and/or City of Salisbury Code violations and any fines related thereto and shall be responsible for abating said violations, if any, and the payment of said fines related thereto. The purchaser’s sole remedy at law or in equity, in the event the Assignees are unable to convey marketable title to the property, by reason of any defect in the title or for any reason otherwise, shall be limited to the return of the deposit. Upon return of the deposit, the sale shall be null and void and of no effect, and the purchaser shall have no further claims against the Assignees or their respective agents, attorneys, employees, successors and assigns. The Assignees do not make any representations or warranties, expressed or implied, as to the use, zoning or habitability condition of the premises on the property or the physical condition of, the description of, the environmental condition of, or title to the property. There are no warranties as to the building’s compliance with any building, zoning or life safety code in effect and bidder should verify all matters in person. Risk of loss passes at the date and time of sale. Neither the Assignees, the holder of the indebtedness, nor the Auctioneer shall be responsible for any Federal, State or County environmental violations, if any exist, and the purchaser is responsible for, and the property is sold subject to, any environmental matter or condition, whether latent or observable, if any, that may exist at or affect or relate to the property and to any governmental requirements affecting same. Neither the Assignees, the holder of the indebtedness, nor any other party makes any warranty or representation of any kind or nature regarding the physical condition of, the description of, the environmental condition of, or title to the property. Purchaser shall furnish an Affidavit of Identification and Capacity pursuant to Rule 14-305(b) of the Maryland Rules of Procedure. The conveyance of the property by the Assignees to the purchaser at settlement shall be by Assignees Deed without covenant or warranty. The Assignees reserve the right to reject any and all bids. The Assignees reserve the right to postpone sale by public announcement at the time and place of sale. If the holder of the indebtedness secured by the Mortgage or any of its subsidiaries or affiliates is the successful bidder, it shall be exempt from the terms of sale set forth herein, including the requirement for a deposit. The holder of the indebtedness secured by the Mortgage shall be permitted to bid at sale. The contract of sale between the Assignees, as seller, and the purchaser (the “Contract of Sale”) shall include, by reference, all the terms and conditions contained herein, as well as such other terms the Assignees deem necessary and appropriate. Prior to bidding and as a condition of bidding, all prospective bidders shall register and display photo identification, deposit funds and when bidding as an agent, provide a recordable power of attorney. When a corporation or limited liability company is bidding, it shall also provide evidence that it is in good standing with its state of incorporation. The sale may be recorded, televised, videotaped and/or broadcast. For information, please contact Kenneth L. Hooper and Reena J. Patel, Assignees, at (410) 749-5144, or Pete Richardson Auction Sales & Service, Inc. at (410) 546-2425.
The information contained herein was obtained from sources deemed to be reliable, but is offered for informational purposes only. The Assignees, Auctioneer, and the holder of the indebtedness, do not make any representations or warranties with respect to the accuracy of the information contained herein. Prospective purchasers are urged to make their own inspection and consult with their own attorneys for legal issues.
Kenneth L. Hooper and Reena J. Patel
Assignees for the Purpose of Foreclosure
Auctioneer: Pete Richardson Auction Sales & Service, Inc.